“Money without a purpose has a tendency to disappear.” Opening Story Have you ever opened your banking app and wondered: “Where did all my money go?” Your salary came in a few weeks ago. You paid the bills. Bought groceries. Had dinner with friends. Ordered something online. Paid for subscriptions. Bought coffee. Maybe made a few impulse purchases. Nothing seemed excessive. But somehow, the balance is almost gone. Then you tell yourself: “Next month I’ll manage my money bette